Jumbo Mortgage Limit 2025. You can see previous years loan limits in the chart below. That’s a 5.2 percent increase from the 2024 limit of $766,500.

Borrowers wishing to buy a property whose price exceeds this limit must apply for a jumbo loan. The federal housing finance agency (fhfa) today announced the conforming loan limit values (clls) for mortgages acquired by fannie mae and freddie mac (the enterprises) in 2025.